Tuesday, June 2, 2015

RHB FIC Credit Market Update - 1/6/15




1 June 2015


Credit Market Update
                                       
Mixed Session for APAC; MYR Credit Markets Turned Quiet; Hold DBSSP B2T2 23c18 SGD  

REGIONAL                                                                                      
¨      Mixed session for credits. Credit risk rose slightly last Friday as the iTraxx AxJ IG inched up 0.8bps to close at 107bps. UST rates bull steepened (1-4bps) into the end of the week, following a weak GDP QoQ print of -0.7% QoQ (consensus: -0.9%; prior: 0.2%) and modest core PCE QoQ of 0.8% (consensus: 0.9%; prior: 0.9%). From China, we noted stable manufacturing and non-manufacturing PMI prints of 50.2 (consensus: 50.3; prior: 50.1) and 53.2 (consensus: N/A; prior: 53.4) respectively. On secondary credits, trading was mixed following a 6.5% selloff on the Shanghai Index with the IG space seen broadly stable while the HY space was weaker as yields added 14bps on average (source: Bloomberg), led by profit taking on real estate names including Cogard 15, Fantasia 20 and Sunac 17-18. However, we noted Kaisa bonds narrowed 28bps on speculation of a premium offer, the market expecting 73 cents for any restructuring offer based on Sunac’s former proposal. Today, Beijing Construction Engineering Group (NR) will begin roadshows today for a USD issuance. Meanwhile, key economic data from the US this week includes, PCE Core MoM/YoY, manufacturing PMI, factory orders, jobless claims, nonfarm payrolls and unemployment rate. On the other hand, it will be light coming from China, with just HSBC China composite and services PMI numbers.
¨      SGD bond yields broadly stable on lighter activity. The SOR curve experienced a downward shift of 1-2.5bps, resulting in the 3y, 5y and 10y rates lowering to 1.62%, 2.02% and 2.56% respectively.  Average credit yields were stable, with gains seen in EZRASP 15, LMRTSP 15, and SPSP 15. We also noted general tightening in HDBSP bond yields of 1.8bps closely tracking SOR movements.  
¨                   
MALAYSIA
¨      Quiet secondary flows; Encorp Systemblit on positive outlook (RAM); Mudajaya’s 1Q15 result remained red, Eversendai’s 1Q15 earnings doubled (Credit Brief). Secondary markets were relatively quiet last Friday. Govvies activity merely at MYR1.7bn, mainly concentrated in the short-duration papers as market players were awaiting for US 1Q GDP (which came at -0.7% qoq) and key economic indicators for the world largest economy this week (e.g. inflation and unemployment). Meanwhile, corporate flows were below-average at MYR474m, dominated by GRE bonds. BPMB complex topped the volume chart on combined trades of MYR115m, with tranche 9/21 and 9/24 ended flat at 4.078% and 4.27% respectively. RAM revised Encorp Systemblit’s outlook to AA2/positive on expectation of improving stressed minimum FSCR over the next 2 years, underpinned by continuous accumulation of cash buffer. Elsewhere, Mudajaya’s result stayed in red zone for 1Q15 (-MYR19.6m) while we also saw improved result on Eversendai (1Q15 NP doubled compared to previous corresponding quarter).

TRADE IDEA: SGD
Bond(s)
DBSSP B2T2 3.1% 2/23c18 (A+/Aa3/A+)(Price: 101.08, YTC: 2.687%; SOR3y+108bps)(Amount O/S: SGD1.0bn)
Comparable(s)
DBSSP B2T2 3.3% 2/22c17 (A+/Aa3/A+)(Price: 101.50, YTC: 2.405%; SIGB2y+107bps)(Amount O/S: SGD1.0bn)
Relative Value
Within the SGD bank space, we recommend to hold DBSSP B2T2 2/23c18 over DBSSP 2/22c17, extending duration by 1 year. The spread for the two bonds has tightened to 28bps currently, from 42bps when we initiated it back in 27-Feb.  We view that the spread between both of the tranches could tighten further given the smaller historical average spread of 25bps over the past 1 year.
Fundamentals
DBS possesses a healthy credit profile supported by:
1)     Diversified banking group with significant exposures in Singapore, China, Hong Kong, South East Asia and South Asia;
2)     Strong domestic presence with estimated loan market shares of 22%;
3)     Healthy asset quality with NPL of 0.9% and LLC of 161%;
4)     Strong capitalization with CET1 and RWCAR of 13.4% and 15.3%.

*all data as of Mar-15.

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